Risk Review

Risk review

Insight into the level of risk across our businesses and portfolios, the material risks and uncertainties we face and the key areas of management focus. To find out more about the major risk policies which underlie our Risk exposures, we have consolidated policy-based qualitative information under Risk management.

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• Contents

• Risk factors
  • Credit risk
  • Market risk
  • Funding risk
  • Operational risk

• Credit risk
  • Maximum exposure
  • Balance sheet concentrations
  • Balance sheet credit quality
  • Loans and advances and impairment
  • Retail credit risk
  • Wholesale credit risk
  • Barclays credit market exposures
  • Exposures to Eurozone Countries

• Market risk
  • Traded market risk exposures
  • Non-traded rate risk exposures
  • Margins and Balances
  • Foreign exchange risk
  • Other market risks

• Funding risk – Capital
  • Capital composition
  • Impact of Basel 3
  • Adjusted gross leverage
  • Implementation of Basel 3 – leverage impacts
  • Economic capital

• Funding risk – Liquidity
  • Liquidity risk stress testing
  • Liquidity pool
  • Funding structure
  • Encumbrance
  • Credit ratings
  • Liquidity management at Absa Group
  • Contractual maturities

• Operational risk

• Reputation risk

• Conduct risk

• Supervision and regulation

Linked

ACCION -  has over 45 years experience in the field of international economic development. Their mission is to give people the financial tools they need - microplans, business training and other financial services - to work their way out of poverty.

Asian Development Bank - A development finance institution dedicated to reducing poverty in Asia and the Pacific.

AusAID - Responsible for the design and delivery of the Australian Government's overseas aid program.

Australian Development Gateway - Supports members of the development community in their efforts to reduce poverty and enhance sustainable development in the Asia Pacific region.

Banking with the Poor Network - BWTP members are committed to improving the quality of life of the poor in Asia by promoting and facilitating access for the poor to credit, savings instruments and other financial services.

CGAP - The hub of microfinance information.

Development Studies Network – Based at the Australian National University (ANU); the network encourages the widespread exchange of development knowledge, development-related research and international development assistance policy and practice.

Financial Stability Forum – Brings together senior representatives of national financial authorities, international financial institutions, international regulatory and supervisory groupings, committees of central bank experts and the European Central Bank.

Foundation for Development Cooperation - The Foundation for Development Cooperation (FDC) is an independent, not-for-profit international development organisation.

GDRC Virtual Library on Microcredit – A repository of information on microcredit, community development, NGOs, poverty, the environment and microenterprise development.

ITDG Alternative Finance – Provides literature on alternative finance and micro-finance as well as news on conferences, jobs and training opportunities within these sectors.

MicroCapital - MicroCapital publishes The MicroCapital Monitor and other products offering specialised news and information on international microfinance.

Overseas Development Institute – Britain's leading independent Think-Tank on international development and humanitarian issues.

Pacific Economic Bulletin - The Pacific Economic Bulletin is a peer-reviewed research publication covering issues relating to economics, governance and policymaking in the Pacific Islands and Papua New Guinea. Three issues are published each year.

Planet Finance – Provides the technology and the support for MFIs to adopt better methods of monitoring and delivering larger volumes of small loans.

Pacific Financial Inclusion Program (PFIP) - PFIP's role is to introduce new ways of servicing hard-to-reach populations and build inclusive financial systems throughout the Pacific.

Rural Finance Learning Centre - Rural finance is about providing financial services for people living in rural areas.

World Bank Development Committee - Forum of the World Bank and the International Monetary Fund that facilitates intergovernmental consensus-building on development issues.

SEEP Network - A global microfinance network based out of Washington, D.C.

South Pacific Business Development (SPBD) - SPBD is a Grameen Bank style microfinance organisation serving those living in poverty in the Pacific Islands.

The Microfinance Gateway - A service of CGAP, the microfinance gateway is a comprehensive online resource for the global microfinance community.

The Mix Market – A global information exchange for the microfinance industry that strives to facilitate exchanges and investment flows, promote transparency and improve reporting standards in the microfinance industry.

UN Financing for Development – Secretariat support to assist the UN in reaching its development related goals.

UNDP – United Nations Development Program.

World Savings Bank Institute (WSBI) - WSBI is the global representative of savings and retail banking. It represents savings and socially committed retail banks or associations thereof in 92 countries. WSBI works closely with 
international financial institutions and represents its members' interests at an international level.

Source: www.microfinance-pasifika.org/resource-centre.html

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