MICROFINANCE
My learning for Microfinance Sector
Friday, February 12, 2016
Tuesday, September 2, 2014
Create Your Own Dream Book And Master Your Life
There are so many reasons why a person should create their own dream book. Dreams can be so enigmatic and complex. Yet they hold so much hidden truth about a person’s life that everyone wants to gain a greater understanding of their dreams. Rightfully so, gaining an understanding of your dreams can seriously improve your present life in amazing ways. For example when you learn to work with your dreams they can reveal a great deal of information about what is really going on in your life that you are not consciously aware of.
Creating
your own dream book is crucial to your development with dreams. For one
thing with a self-created dream book, you can gain an understanding to
patterns happening not only within your dreams but within your life as
well.
Your dreams
are always a reflection of what is happening within your life. Because
the average person does little in the way of self-reflection they often
miss those crucial patterns which cause a lot of the suffering and
difficulty that happens day to day.
However the
moment you can study and then examine those patterns as revealed within
the dreams you can begin to fix them. You would not be able to monitor
those patterns if you did not create your own dream book.
Another
reason for creating your own dream book, is to gain an understanding of
your own personal dream symbols. Dream interpretation can leave many
confused about their dreams, so much so that most people dismiss their
dreams all together because the symbols seem so vague and confusing.
However once you are able to journal and examine your own personal dream
symbols you can now create meaning to those symbols you would have
previously dismissed.
Start
by getting a new and very attractive journal. You don’t want to use an
old notebook. By getting a new book, you are communicating with your
unconscious mind that you are ready to take on a new venture. Getting an
attractive book will get you excited with the whole project of
journaling your dreams at night.
You
may want to get a special pen for this process as well. Get one that
you like and one that is different from all the pens you use. You may
dismiss this part but don’t. Something happens in your mind when you
create that special process.
Place
your journal right next to your bed where you can easily stretch out in
the night or early morning to record what you dreamed. Keeping your
personal dream book next to your bed alerts your unconscious mind that
you want to recall your dreams. It’s a simple process with big rewards,
don’t omit this part.
Leave
about ten pages in the very back of your new dream book. Count ten
pages from the very back then add one more, which you will use to create
a section cover. On this eleventh page create a title called, Dream
Symbols. In this section you will write out every unique dream symbol
you experience in your dreams and what the symbol means to you. Over
time you will realize that your mind has created specific personal dream
symbols which appear again and again over several dreams.
At
the front of your new book you want to always make an entry of the
date. Be sure to include the day of the week, the date, month and year.
Then enter your dream just as you experienced it, making sure to write
every single part of the dream no matter now trivial it may seem. Every
single part of your dream has meaning you will soon discover.
Beneath
the entry of your dream, draw a line below. Then create a section where
you will list every single dream symbols which appears within that
particular dream. Make sure to list them whether you understand them or
not.
Now
in the third part beneath the listed symbols, write out your analysis
of the dream using both the dream experience as well as the individual
dream symbols to guide your interpretation.
Next
you want to take every symbol and then transfer them to the back of
your dream book, sort of like in a dictionary style. Include your own
meaning for that dream symbol. If you want to have a deeper
understanding for how to analyze dream symbols, it’s well worth taking a
course to get a more complete understanding. With that said only get a
dream guide that will teach you how to analyze your own dream symbols.
You should never follow generic dream interpretation books as they
cannot account for every single individual. Symbols are a product of
your unconscious mind’s interpretation of what it is experiencing. A
generic dream book would seriously limit your development in
understanding your own personal experience.
Tuesday, July 29, 2014
Risk Review
Risk review
Close- Contents
- Risk factors
- Credit risk
- Market risk
- Funding risk
- Operational risk
- Credit risk
- Maximum exposure
- Balance sheet concentrations
- Balance sheet credit quality
- Loans and advances and impairment
- Retail credit risk
- Wholesale credit risk
- Barclays credit market exposures
- Exposures to Eurozone Countries
- Market risk
- Traded market risk exposures
- Non-traded rate risk exposures
- Margins and Balances
- Foreign exchange risk
- Other market risks
- Funding risk – Capital
- Capital composition
- Impact of Basel 3
- Adjusted gross leverage
- Implementation of Basel 3 – leverage impacts
- Economic capital
- Funding risk – Liquidity
- Liquidity risk stress testing
- Liquidity pool
- Funding structure
- Encumbrance
- Credit ratings
- Liquidity management at Absa Group
- Contractual maturities
- Operational risk
- Reputation risk
- Conduct risk
- Supervision and regulation
Linked
ACCION -
has over 45 years experience in the field of international economic
development. Their mission is to give people the financial tools they
need - microplans, business training and other financial services - to
work their way out of poverty.
Asian Development Bank - A development finance institution dedicated to reducing poverty in Asia and the Pacific.
AusAID - Responsible for the design and delivery of the Australian Government's overseas aid program.
Australian Development Gateway - Supports members of the development community in their efforts to reduce poverty and enhance sustainable development in the Asia Pacific region.
Banking with the Poor Network - BWTP members are committed to improving the quality of life of the poor in Asia by promoting and facilitating access for the poor to credit, savings instruments and other financial services.
CGAP - The hub of microfinance information.
Development Studies Network – Based at the Australian National University (ANU); the network encourages the widespread exchange of development knowledge, development-related research and international development assistance policy and practice.
Financial Stability Forum – Brings together senior representatives of national financial authorities, international financial institutions, international regulatory and supervisory groupings, committees of central bank experts and the European Central Bank.
Foundation for Development Cooperation - The Foundation for Development Cooperation (FDC) is an independent, not-for-profit international development organisation.
GDRC Virtual Library on Microcredit – A repository of information on microcredit, community development, NGOs, poverty, the environment and microenterprise development.
ITDG Alternative Finance – Provides literature on alternative finance and micro-finance as well as news on conferences, jobs and training opportunities within these sectors.
MicroCapital - MicroCapital publishes The MicroCapital Monitor and other products offering specialised news and information on international microfinance.
Overseas Development Institute – Britain's leading independent Think-Tank on international development and humanitarian issues.
Pacific Economic Bulletin - The Pacific Economic Bulletin is a peer-reviewed research publication covering issues relating to economics, governance and policymaking in the Pacific Islands and Papua New Guinea. Three issues are published each year.
Planet Finance – Provides the technology and the support for MFIs to adopt better methods of monitoring and delivering larger volumes of small loans.
Pacific Financial Inclusion Program (PFIP) - PFIP's role is to introduce new ways of servicing hard-to-reach populations and build inclusive financial systems throughout the Pacific.
Rural Finance Learning Centre - Rural finance is about providing financial services for people living in rural areas.
World Bank Development Committee - Forum of the World Bank and the International Monetary Fund that facilitates intergovernmental consensus-building on development issues.
SEEP Network - A global microfinance network based out of Washington, D.C.
South Pacific Business Development (SPBD) - SPBD is a Grameen Bank style microfinance organisation serving those living in poverty in the Pacific Islands.
The Microfinance Gateway - A service of CGAP, the microfinance gateway is a comprehensive online resource for the global microfinance community.
The Mix Market – A global information exchange for the microfinance industry that strives to facilitate exchanges and investment flows, promote transparency and improve reporting standards in the microfinance industry.
UN Financing for Development – Secretariat support to assist the UN in reaching its development related goals.
UNDP – United Nations Development Program.
World Savings Bank Institute (WSBI) - WSBI is the global representative of savings and retail banking. It represents savings and socially committed retail banks or associations thereof in 92 countries. WSBI works closely with
international financial institutions and represents its members' interests at an international level.
Source: www.microfinance-pasifika.org/resource-centre.html
Asian Development Bank - A development finance institution dedicated to reducing poverty in Asia and the Pacific.
AusAID - Responsible for the design and delivery of the Australian Government's overseas aid program.
Australian Development Gateway - Supports members of the development community in their efforts to reduce poverty and enhance sustainable development in the Asia Pacific region.
Banking with the Poor Network - BWTP members are committed to improving the quality of life of the poor in Asia by promoting and facilitating access for the poor to credit, savings instruments and other financial services.
CGAP - The hub of microfinance information.
Development Studies Network – Based at the Australian National University (ANU); the network encourages the widespread exchange of development knowledge, development-related research and international development assistance policy and practice.
Financial Stability Forum – Brings together senior representatives of national financial authorities, international financial institutions, international regulatory and supervisory groupings, committees of central bank experts and the European Central Bank.
Foundation for Development Cooperation - The Foundation for Development Cooperation (FDC) is an independent, not-for-profit international development organisation.
GDRC Virtual Library on Microcredit – A repository of information on microcredit, community development, NGOs, poverty, the environment and microenterprise development.
ITDG Alternative Finance – Provides literature on alternative finance and micro-finance as well as news on conferences, jobs and training opportunities within these sectors.
MicroCapital - MicroCapital publishes The MicroCapital Monitor and other products offering specialised news and information on international microfinance.
Overseas Development Institute – Britain's leading independent Think-Tank on international development and humanitarian issues.
Pacific Economic Bulletin - The Pacific Economic Bulletin is a peer-reviewed research publication covering issues relating to economics, governance and policymaking in the Pacific Islands and Papua New Guinea. Three issues are published each year.
Planet Finance – Provides the technology and the support for MFIs to adopt better methods of monitoring and delivering larger volumes of small loans.
Pacific Financial Inclusion Program (PFIP) - PFIP's role is to introduce new ways of servicing hard-to-reach populations and build inclusive financial systems throughout the Pacific.
Rural Finance Learning Centre - Rural finance is about providing financial services for people living in rural areas.
World Bank Development Committee - Forum of the World Bank and the International Monetary Fund that facilitates intergovernmental consensus-building on development issues.
SEEP Network - A global microfinance network based out of Washington, D.C.
South Pacific Business Development (SPBD) - SPBD is a Grameen Bank style microfinance organisation serving those living in poverty in the Pacific Islands.
The Microfinance Gateway - A service of CGAP, the microfinance gateway is a comprehensive online resource for the global microfinance community.
The Mix Market – A global information exchange for the microfinance industry that strives to facilitate exchanges and investment flows, promote transparency and improve reporting standards in the microfinance industry.
UN Financing for Development – Secretariat support to assist the UN in reaching its development related goals.
UNDP – United Nations Development Program.
World Savings Bank Institute (WSBI) - WSBI is the global representative of savings and retail banking. It represents savings and socially committed retail banks or associations thereof in 92 countries. WSBI works closely with
international financial institutions and represents its members' interests at an international level.
Source: www.microfinance-pasifika.org/resource-centre.html
Sunday, July 20, 2014
Saturday, July 19, 2014
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