Tuesday, September 2, 2014

Create Your Own Dream Book And Master Your Life

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There are so many reasons why a person should create their own dream book. Dreams can be so enigmatic and complex. Yet they hold so much hidden truth about a person’s life that everyone wants to gain a greater understanding of their dreams. Rightfully so, gaining an understanding of your dreams can seriously improve your present life in amazing ways. For example when you learn to work with your dreams they can reveal a great deal of information about what is really going on in your life that you are not consciously aware of.


Creating your own dream book is crucial to your development with dreams. For one thing with a self-created dream book, you can gain an understanding to patterns happening not only within your dreams but within your life as well.

Your dreams are always a reflection of what is happening within your life. Because the average person does little in the way of self-reflection they often miss those crucial patterns which cause a lot of the suffering and difficulty that happens day to day.

However the moment you can study and then examine those patterns as revealed within the dreams you can begin to fix them. You would not be able to monitor those patterns if you did not create your own dream book.

Another reason for creating your own dream book, is to gain an understanding of your own personal dream symbols. Dream interpretation can leave many confused about their dreams, so much so that most people dismiss their dreams all together because the symbols seem so vague and confusing. However once you are able to journal and examine your own personal dream symbols you can now create meaning to those symbols you would have previously dismissed.

Here is How to Create Your Own Dream Book

Start by getting a new and very attractive journal. You don’t want to use an old notebook. By getting a new book, you are communicating with your unconscious mind that you are ready to take on a new venture. Getting an attractive book will get you excited with the whole project of journaling your dreams at night.

You may want to get a special pen for this process as well. Get one that you like and one that is different from all the pens you use. You may dismiss this part but don’t. Something happens in your mind when you create that special process.

Place your journal right next to your bed where you can easily stretch out in the night or early morning to record what you dreamed. Keeping your personal dream book next to your bed alerts your unconscious mind that you want to recall your dreams. It’s a simple process with big rewards, don’t omit this part.

Leave about ten pages in the very back of your new dream book. Count ten pages from the very back then add one more, which you will use to create a section cover. On this eleventh page create a title called, Dream Symbols. In this section you will write out every unique dream symbol you experience in your dreams and what the symbol means to you. Over time you will realize that your mind has created specific personal dream symbols which appear again and again over several dreams.

At the front of your new book you want to always make an entry of the date. Be sure to include the day of the week, the date, month and year. Then enter your dream just as you experienced it, making sure to write every single part of the dream no matter now trivial it may seem. Every single part of your dream has meaning you will soon discover.

Beneath the entry of your dream, draw a line below. Then create a section where you will list every single dream symbols which appears within that particular dream. Make sure to list them whether you understand them or not.

Now in the third part beneath the listed symbols, write out your analysis of the dream using both the dream experience as well as the individual dream symbols to guide your interpretation. 

Next you want to take every symbol and then transfer them to the back of your dream book, sort of like in a dictionary style. Include your own meaning for that dream symbol. If you want to have a deeper understanding for how to analyze dream symbols, it’s well worth taking a course to get a more complete understanding. With that said only get a dream guide that will teach you how to analyze your own dream symbols. You should never follow generic dream interpretation books as they cannot account for every single individual. Symbols are a product of your unconscious mind’s interpretation of what it is experiencing. A generic dream book would seriously limit your development in understanding your own personal experience.


Tuesday, July 29, 2014

Risk Review

Risk review

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  • Contents
  • Risk factors
    • Credit risk
    • Market risk
    • Funding risk
    • Operational risk
  • Credit risk
    • Maximum exposure
    • Balance sheet concentrations
    • Balance sheet credit quality
    • Loans and advances and impairment
    • Retail credit risk
    • Wholesale credit risk
    • Barclays credit market exposures
    • Exposures to Eurozone Countries
  • Market risk
    • Traded market risk exposures
    • Non-traded rate risk exposures
    • Margins and Balances
    • Foreign exchange risk
    • Other market risks
  • Funding risk – Capital
    • Capital composition
    • Impact of Basel 3
    • Adjusted gross leverage
    • Implementation of Basel 3 – leverage impacts
    • Economic capital
  • Funding risk – Liquidity
    • Liquidity risk stress testing
    • Liquidity pool
    • Funding structure
    • Encumbrance
    • Credit ratings
    • Liquidity management at Absa Group
    • Contractual maturities
  • Operational risk
  • Reputation risk
  • Conduct risk
  • Supervision and regulation

Linked

ACCION -  has over 45 years experience in the field of international economic development. Their mission is to give people the financial tools they need - microplans, business training and other financial services - to work their way out of poverty.

Asian Development Bank - A development finance institution dedicated to reducing poverty in Asia and the Pacific.

AusAID - Responsible for the design and delivery of the Australian Government's overseas aid program.

Australian Development Gateway - Supports members of the development community in their efforts to reduce poverty and enhance sustainable development in the Asia Pacific region.

Banking with the Poor Network - BWTP members are committed to improving the quality of life of the poor in Asia by promoting and facilitating access for the poor to credit, savings instruments and other financial services.

CGAP - The hub of microfinance information.

Development Studies Network – Based at the Australian National University (ANU); the network encourages the widespread exchange of development knowledge, development-related research and international development assistance policy and practice.

Financial Stability Forum – Brings together senior representatives of national financial authorities, international financial institutions, international regulatory and supervisory groupings, committees of central bank experts and the European Central Bank.

Foundation for Development Cooperation - The Foundation for Development Cooperation (FDC) is an independent, not-for-profit international development organisation.

GDRC Virtual Library on MicrocreditA repository of information on microcredit, community development, NGOs, poverty, the environment and microenterprise development.

ITDG Alternative Finance Provides literature on alternative finance and micro-finance as well as news on conferences, jobs and training opportunities within these sectors.

MicroCapital - MicroCapital publishes The MicroCapital Monitor and other products offering specialised news and information on international microfinance.

Overseas Development Institute Britain's leading independent Think-Tank on international development and humanitarian issues.

Pacific Economic Bulletin - The Pacific Economic Bulletin is a peer-reviewed research publication covering issues relating to economics, governance and policymaking in the Pacific Islands and Papua New Guinea. Three issues are published each year.

Planet Finance Provides the technology and the support for MFIs to adopt better methods of monitoring and delivering larger volumes of small loans.

Pacific Financial Inclusion Program (PFIP) - PFIP's role is to introduce new ways of servicing hard-to-reach populations and build inclusive financial systems throughout the Pacific.

Rural Finance Learning Centre - Rural finance is about providing financial services for people living in rural areas.

World Bank Development Committee - Forum of the World Bank and the International Monetary Fund that facilitates intergovernmental consensus-building on development issues.


SEEP Network - A global microfinance network based out of Washington, D.C.

South Pacific Business Development (SPBD) - SPBD is a Grameen Bank style microfinance organisation serving those living in poverty in the Pacific Islands.

The Microfinance Gateway - A service of CGAP, the microfinance gateway is a comprehensive online resource for the global microfinance community.

The Mix MarketA global information exchange for the microfinance industry that strives to facilitate exchanges and investment flows, promote transparency and improve reporting standards in the microfinance industry.

UN Financing for DevelopmentSecretariat support to assist the UN in reaching its development related goals.

UNDPUnited Nations Development Program.

World Savings Bank Institute (WSBI) - WSBI is the global representative of savings and retail banking. It represents savings and socially committed retail banks or associations thereof in 92 countries. WSBI works closely with 
international financial institutions and represents its members' interests at an international level.

Source: www.microfinance-pasifika.org/resource-centre.html